
international benefit underwriters
life, personal accident, disability, medical, reinsurance and inclusive finance
International benefit underwriters (IBU)
Customized Global Benefit & Financial Solutions
Representing some of the world’s most reputable insurance companies and reinsurers, IBU develops and underwrites customized and flexible global benefit programs including life, personal accident, disability and medical. We can also assist with reinsurance for international portfolios and inclusive finance.
We work with leading consultants and brokers to deliver difficult to place and unique solutions for corporations that can include expatriates, third country and/or local nationals.
Given our extensive experience, we have underwriting authority for several insurers and reinsurers in the international life, personal accident and disability market. Group plans are issued on AM Best’s A rated paper providing the utmost in financial security. Our plans can include high guarantee issue (automatic acceptance) limits for qualified groups.
Whether a small to medium sized multinational employer, a Fortune 500 or international company, IBU can customize a solution to provide the requisite benefits on a global basis, backed by excellent client service.
Worldwide
Virtual presence for a global footprint
With access to a multi-jurisdictional network
that spans the globe, IBU offers the presence and industry access needed for any individual or group benefit program. IBU has representative and partnering organizations in:
- London
- Los Angeles
- Malta
- Miami
strategic worldwide solutions
IBU, finding ways to make the impossible possible
INTERNATIONAL EMPLOYEE BENEFITS – LIFE, PERSONAL ACCIDENT, DISABILITY AND MEDICAL ON A GLOBAL BASIS
FRONTING AND REINSURANCE PROGRAMS FOR LOCAL INSURERS AND INTERNATIONAL PORTFOLIOS ACROSS VARYING REGULATORY REQUIREMENTS
INCLUSIVE FINANCE PROGRAMS INCLUDING PRODUCT DEVELOPMENT, RISK DISTRIBUTION AND REINSURANCE
our story
About us
The IBU team has a world-class understanding of global benefits coupled with strategic commercial expertise. Our mission is to deliver employee benefit and financial solutions to expatriates, local nationals and third country nationals in an increasingly global economy, backed by an elite service commitment and a long-term approach. Partnering with the best consultants and brokers around the world, we become part of your team or work behind the scenes to ensure client satisfaction and loyalty.
With decades of collective experience across the world of international insurance from emerging economies to developed markets, our management team has the experience and industry relationships to deliver unique and difficult to place benefit programs satisfying the requirements of your most important clients.
Contact us
1331 brickell bay drive

International Benefit Underwriters
Life, Personal Accident, Disability, Medical, Reinsurance and Inclusive Finance

Customized global benefit & Financial Solutions
IBU develops and underwrites customized and flexible global benefit programs including life, personal accident, disability and medical. We work with leading consultants and brokers to deliver difficult to place and unique solutions for corporations that can include expatriates, third country and/or local nationals.
Given our extensive experience, we have underwriting authority for several A rated insurers and reinsurers in the international life, personal accident and disability market.
Whether a small to medium sized multinational employer, a Fortune 500 or international company, IBU can customize a solution to provide the requisite benefits on a global basis, backed by excellent client service.

Virtual presence for a global footprint
With access to a multi-jurisdictional network
that spans the globe, IBU offers the presence and industry access needed for any individual or group benefit program. IBU has representative and partnering organizations in Los Angeles, London, Malta & Miami.
Strategic Worldwide Solutions
International Employee Benefits – life, personal accident, disability and medical on a global basis
Fronting and reinsurance programs for local insurers and international portfolios across varying regulatory environments
Inclusive finance programs including product development, risk distribution and reinsurance

About us
The IBU team has a world-class understanding of global benefits coupled with strategic commercial expertise. Our mission is to deliver employee benefit and financial solutions to expatriates, local nationals and third country nationals in an increasingly global economy, backed by an elite service commitment and a long-term approach. Partnering with the best consultants and brokers around the world, we become part of your team or work behind the scenes to ensure client satisfaction and loyalty.
Contact
International Benefit Underwriters LLC
1331 Brickell Bay Drive
Suite 2602
Miami, FL USA 33131